Calendar An icon of a desk calendar. Cancel An icon of a circle with a diagonal line across. Caret An icon of a block arrow pointing to the right. Email An icon of a paper envelope. Facebook An icon of the Facebook "f" mark. Google An icon of the Google "G" mark. Linked In An icon of the Linked In "in" mark. Logout An icon representing logout. Profile An icon that resembles human head and shoulders. Telephone An icon of a traditional telephone receiver. Tick An icon of a tick mark. Is Public An icon of a human eye and eyelashes. Is Not Public An icon of a human eye and eyelashes with a diagonal line through it. Pause Icon A two-lined pause icon for stopping interactions. Quote Mark A opening quote mark. Quote Mark A closing quote mark. Arrow An icon of an arrow. Folder An icon of a paper folder. Breaking An icon of an exclamation mark on a circular background. Camera An icon of a digital camera. Caret An icon of a caret arrow. Clock An icon of a clock face. Close An icon of the an X shape. Close Icon An icon used to represent where to interact to collapse or dismiss a component Comment An icon of a speech bubble. Comments An icon of a speech bubble, denoting user comments. Comments An icon of a speech bubble, denoting user comments. Ellipsis An icon of 3 horizontal dots. Envelope An icon of a paper envelope. Facebook An icon of a facebook f logo. Camera An icon of a digital camera. Home An icon of a house. Instagram An icon of the Instagram logo. LinkedIn An icon of the LinkedIn logo. Magnifying Glass An icon of a magnifying glass. Search Icon A magnifying glass icon that is used to represent the function of searching. Menu An icon of 3 horizontal lines. Hamburger Menu Icon An icon used to represent a collapsed menu. Next An icon of an arrow pointing to the right. Notice An explanation mark centred inside a circle. Previous An icon of an arrow pointing to the left. Rating An icon of a star. Tag An icon of a tag. Twitter An icon of the Twitter logo. Video Camera An icon of a video camera shape. Speech Bubble Icon A icon displaying a speech bubble WhatsApp An icon of the WhatsApp logo. Information An icon of an information logo. Plus A mathematical 'plus' symbol. Duration An icon indicating Time. Success Tick An icon of a green tick. Success Tick Timeout An icon of a greyed out success tick. Loading Spinner An icon of a loading spinner. Facebook Messenger An icon of the facebook messenger app logo. Facebook An icon of a facebook f logo. Facebook Messenger An icon of the Twitter app logo. LinkedIn An icon of the LinkedIn logo. WhatsApp Messenger An icon of the Whatsapp messenger app logo. Email An icon of an mail envelope. Copy link A decentered black square over a white square.

SME and personal borrowing around the UK goes live

SME and personal borrowing around the UK goes live

Figures from across the UK banking industry have been used to create an online snapshot of personal and business lending by postcode area.

Visitors to a website run by the BBA, the trade association for Britain’s banks and building societies, can quickly find out how much people and small and medium-sized enterprises (SME’s) have borrowed almost anywhere in the country.

It only gives totals for each postcode area, so no individual person or business is identified.

A random check yesterday showed Aberdeen’s AB10 1JJ postcode to be the home of £712,804 in outstanding personal loans and £58.52million in current SME loans.

IV1 1JJ in Inverness had £329,053 in personal and £26.79million in SME loans.

In Shetland, Lerwick postcode area ZE1 0AA had £2.71million and £48.04million in personal and SME loans respectively.

Oban’s PA34 4AA postcode area had £712,804 in personal and £19.16million in SME loans.

In Fort William, PH33 6AV was home to £2.64million and £12.37million in personal and SME loans respectively.

Each area will have a different mix of commercial and domestic property, let alone house and business sizes, which may account for some of the unexpected figures.

The figures – compiled by the BBA and Council of Mortgage Lenders – are based on information from Barclays, Lloyds Banking Group, HSBC, Royal Bank of Scotland, Santander UK, the Clydesdale and Yorkshire banks and Nationwide Building Society.

They show Scottish businesses accounting for 6% of total UK SME turnover, but 8% of all lending in this category.

A postcode area in Peterborough had the highest figure for personal lending per head of population, at £1,978.

BBA chief economist Richard Woolhouse said: “This data gives a close-up view of SME and personal borrowing right across Great Britain.

“People can use it to look-up what the picture is like near them.

“When we look up and down the country, we can see a good spread of lending. That’s important for individuals, businesses and the wider economy.”