House hunters in Argyll, struggling to save a deposit, are being given the chance to secure a new home in an idyllic location.
Macleod Construction Limited built two-bedroomed terraced homes at its Heatherbank development, in the picturesque hamlet of Cairnbaan near Lochgilphead, in Argyll and Bute.
Five of these are being offered for sale under the Help to Buy Scheme, which allows buyers to purchase the properties using a 20% equity loan from the Scottish Government.
Each mid-terraced property is on the market with Bell Ingram at a fixed price of £140,000 requiring a 5% deposit of just £7,000, with the last end-terraced home available at £145,000.
Gregor King, from Bell Ingram, said: “We understand how difficult it can be to save up for a deposit, especially when budgets are tighter and saving is becoming increasingly tricky.
“Partnering up with Macleod Construction Limited provides a fantastic opportunity for young families or people struggling to take that first step on to the property ladder to find their feet and purchase a home of their own.
“The scheme takes away the need for large deposits meaning people can afford to invest in a new home for the price of a second-hand Mini.
“In addition, given the currently very low level of mortgage rates, the monthly cost of owning is likely to be cheaper than renting.
“The few remaining properties have been completed to a very high standard and will provide comfortable, spacious homes for couples or small families. We anticipate a great deal of interest from people across the country seeking a quieter, more affordable way of life.”
Of traditional, timber frame construction with white rendered walls under a pitched, slate roof, the development is sensitively situated in a child-safe, cul-de-sac setting.
Each house has a fitted kitchen with Lamona white goods, integrated oven and hobs, modern electric heating system and full double glazing; a spacious lounge, dining/kitchen, two double bedrooms (master en-suite) and family bathroom.
There is also ample parking to the front and a private garden overlooking the Crinan Canal at the rear of each property.
Mr King said: “Not only do these properties lend themselves to helping new homebuyers, but the surroundings really are stunning.
“This part of Scotland is simply breathtaking, so hopefully many families will be able to take advantage of the scheme and find the perfect family home in Cairnbaan.”
Cairnbaan is three miles west of Lochgilphead and 30 miles south of Oban.
Facilities in Lochgilphead include a supermarket, shops, secondary and primary schools, sports facilities, a swimming pool, a hospital and various local businesses.
Contact: www.bellingram.co.uk or 01631 566122.